legal

Initial Information

Initial Information in accordance with Section 15 VersVermV

Note: This is an English convenience translation. The legally binding version is the German “Erstinformation”, available at

https://versicherungsmakler-wiesbaden.de/ueber-uns/erstinformation/
.

1. Company, responsibilities and contact details

Bechstein Versicherungsmakler GmbH & Co. KG
Eichendorffstr. 12
65187 Wiesbaden
Germany

Phone: +49 611 945892402
E-mail: jb@vmwi.gmbh

Bechstein Versicherungsmakler GmbH & Co. KG is the operating insurance brokerage company.

Fully liable partner (general partner) and licence holder pursuant to Section 34d (1) GewO:
VMWi GmbH
Eichendorffstr. 12
65187 Wiesbaden
Managing Director: Jürgen H. Bechstein

2. Type of activity

Independent insurance broker with a licence in accordance with Section 34d (1) of the German Trade Regulation Act (Gewerbeordnung – GewO), granted to VMWi GmbH. The brokerage activities are carried out operationally by Bechstein Versicherungsmakler GmbH & Co. KG.

3. Register according to Section 11a GewO

Registration number (insurance intermediary register): D-739V-2YNDS-19

German Chamber of Industry and Commerce (DIHK) e.V.
Breite Straße 29
10178 Berlin
Phone: +49 180 600 58 50
Website: www.vermittlerregister.info

4. Licensing authority

Chamber of Industry and Commerce (IHK) Wiesbaden
Wilhelmstraße 24–26
65183 Wiesbaden
Germany

5. Out-of-court complaint and dispute resolution bodies

For disputes arising from insurance mediation, the following independent dispute resolution bodies are available:

Versicherungsombudsmann e.V.
Leipziger Straße 121
10117 Berlin
Germany
Website: www.versicherungsombudsmann.de

Ombudsman for Private Health and Long-Term Care Insurance
Kronenstraße 13
10117 Berlin
Germany
Website: www.pkv-ombudsmann.de

6. Shareholdings

Neither VMWi GmbH nor Bechstein Versicherungsmakler GmbH & Co. KG holds a direct or indirect interest of more than 10% in the voting rights or capital of any insurance company. Likewise, no insurance company holds a direct or indirect interest of more than 10% in VMWi GmbH or Bechstein Versicherungsmakler GmbH & Co. KG.

7. Complaints handling

Complaints can be submitted at any time in writing or electronically to:

Bechstein Versicherungsmakler GmbH & Co. KG
Eichendorffstr. 12
65187 Wiesbaden
Germany
E-mail: jb@vmwi.gmbh

We will confirm receipt without delay and inform you about the procedure and expected processing time.

8. Advisory services

As part of our brokerage activities, we provide advice in accordance with Section 6 of the German Insurance Mediation Regulation (Versicherungsvermittlungsverordnung – VersVermV).

9. Type and source of remuneration

Our remuneration as an insurance broker may take the following forms:

  • Commission (brokerage fee) included in the insurance premium and paid by the insurance company, or
  • a separately agreed fee paid directly by the customer, or
  • a combination of both.

The specific remuneration model depends on the customer’s wishes and the insurance product concerned.

10. Transparency note on digital tools

For quality assurance and efficiency, we may use modern software solutions and AI-based tools (for example for text optimisation or document layout). Customer-specific personal data is not processed in these tools.