Travel
Travel Insurance in Germany
Good to know: We want to make things as easy as possible for you. All our quote calculators, information pages, and booking processes are 100% available in English.
Protect yourself and your family while traveling! Whether you’re planning a vacation abroad, an international business trip, or coming to study in Germany, we offer comprehensive travel insurance solutions. Partnering with HanseMerkur (one of Germany’s leading travel insurance providers) and Cigna (for international full cover), we guarantee safety and peace of mind anywhere in the world.
👥 Insurance for International Visitors & Students (Incoming and Outgoing)
Are you moving to or visiting Germany? German law and Schengen visa regulations often require comprehensive health coverage. Our specialized incoming insurances guarantee you meet all legal requirements while enjoying full medical protection during your stay.
🌍 Foreign Visitors to Germany (Incoming)
Target Group: Tourists, guests, and visiting relatives staying in Germany for up to 5 years.
- Full health insurance in Germany
- Meets Schengen visa requirements
- Available for ages up to 74 years
- Immediate online coverage
🎓 Young Travel – In Germany (Incoming)
Target Group: International students, au pairs, and Work & Travel participants coming to Germany.
- Age limit: up to 35 years
- Ideal for language courses & internships
- University studies & Work & Travel
- Long-term coverage up to 5 years
✈️ Young Travel – Abroad (Outgoing)
Target Group: Young German residents traveling, volunteering, or studying outside of Germany.
- Age limit: up to 35 years
- Perfect for gap years & study abroad
- Worldwide medical coverage
- Up to 5 years maximum duration
🏥 Cigna Global Health (Expats)
Target Group: Expats, digital nomads, and individuals requiring premium global health care.
- Premium worldwide coverage
- Direct billing with hospitals
- No age limit for policy renewals
- Highly flexible modular plans
📅 Annual Multi-Trip Insurance (Jahresversicherung)
If your home base is in Germany and you travel abroad multiple times a year, an annual travel insurance is the most cost-effective choice. Designed for frequent flyers and business travelers who want continuous, year-round medical and cancellation protection.
🌟 Annual PLATIN Plan
The ultimate all-inclusive package for maximum security on all your travels.
- Medical coverage up to €10 million
- Trip cancellation included
- Baggage insurance included
- No deductible
🥇 Annual GOLD Plan
A balanced, comprehensive coverage plan at an excellent price-performance ratio.
- Medical coverage up to €5 million
- Trip cancellation included
- Emergency return transport
- A small deductible applies per claim
🩺 Annual Health Only
Pure medical focus: Perfect if you already have cancellation coverage via credit cards.
- Medical treatment worldwide
- Unlimited number of trips per year
- Emergency medical evacuation
- 24/7 global assistance hotline
✈️ Trip Cancellation Insurance (Reiserücktritt)
Protect your travel investment against the unpredictable. If unexpected illness, a sudden job loss, or a severe family emergency forces you to cancel or cut your vacation short, this insurance covers your non-refundable expenses.
📆 Annual Cancellation
Target Group: Frequent travelers needing cancellation protection for all trips in a year.
- Covers illness, injury, or death
- Job loss protection included
- Severe property damage at home
🛡️ Cancellation + Guarantee
Target Group: Travelers wanting maximum security before AND during their trip.
- Includes all cancellation reasons
- Trip interruption costs covered
- Reimbursement for unused services