Wiesbaden Insurance Brokers

German insurance agencies and brokers – we compare !

Wiesbaden Insurance Brokers

German insurance agencies and brokers – we compare !

faq
FAQ

Insurance Broker Mandate: Your Legal Basis for Insurance in Germany

This broker mandate is the legal foundation for working with licensed insurance brokers in Germany.
It allows us to represent you with insurers, obtain quotations, arrange documents, and – only after agreement – adjust or cancel your contracts.

Quick summary
  • Legal, secure basis for insurance advice, service and claims support in Germany.
  • We handle all communication and paperwork with German insurers for you.
  • No automatic contract changes – every action only after your approval.
  • Mandate can be revoked anytime in textual form.

What the mandate practically means for you
  • Less paperwork, faster processes, clear responsibility.
  • Get quotes quickly and have your contracts reviewed efficiently.
  • Support with online applications and contract changes.
  • Active help in case of claims – we can speak directly to the insurer on your behalf.

1. Broker Mandate – How It Protects You in Germany

1.1 Why do you need a broker mandate?

As an independent licensed broker, we are legally obliged to act in your best interest in Germany.
To request offers, manage your contracts, or assist in claim situations, German insurers require a written mandate.
This mandate lets us work for you, but does not replace your decisions – every step is discussed in advance and approved by you.

Important: The mandate does NOT trigger automatic changes.
No contract will be cancelled or replaced unless you clearly agree first.

1.2 What does the broker mandate allow us to do?

  • Request comparison offers and information from many insurers.
  • Administer your contracts (change, switch, cancel) once you instruct us.
  • Full support for claims, talking with the insurance company directly for you.
  • Contact social insurance agencies or government bodies if required for your case.
  • Issue or change premium payment authorizations with your consent.
  • Authorize trusted broker partners or service networks (VEMA, Fonds Finanz, etc) as needed.

See the detailed contract wording in our English broker mandate PDF:

Download Broker Mandate (English, PDF)

You can revoke your mandate any time in text form (e-mail is sufficient).
Handling of past advice is still documented as required by German law.

2. Frequently Asked Questions for US Army, British and other English-speaking Expats
  • Is my insurance mandate valid if I am stationed with the US Army or British forces in Germany?
    Yes, mandates are legally recognized for all residents/workers in Germany, regardless of nationality or residence status.
  • Will my documents or advice be in English?
    Yes, we provide all key communications and documents in English where preferred.
  • Can my insurance be managed if I move within Europe or back home?
    Usually yes, as long as you have a German address or account. We support you through transitions.
  • I am new in Germany – can you help with first-time insurance setup?
    Absolutely. We advise English-speaking newcomers from A–Z: health, liability, car, home and life insurance.

3. Contact – Expert Advice in English

Get in touch for a free initial discussion – advice available nationwide and 100% in English.

Bechstein Versicherungsmakler GmbH & Co. KG

Eichendorffstraße 12 · 65187 Wiesbaden · Germany

Tel: +49 611 945 89 2402

Email: jb@vmwi.net