Household Insurance

German Household Insurance Comparison

Compare German household insurance (Hausratversicherung) rates online—no expert knowledge required! Just follow the steps below to get your personalized offers.

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How to use the calculator:

  1. Page 1 – Property Details: Enter your living space size (in square meters), postcode, city, street, house number, and building construction class information.
  2. Page 2 – Coverage Options: Select your desired insurance coverage options:
    • Whether to use the recommended coverage sum or calculate individually
    • Bicycle theft coverage (simple theft protection)
    • Additional natural hazards coverage (e.g., flooding, backwater, earthquakes)
    • Glass damage coverage
  3. Page 3 – Personal Information: Provide your birth date, employment status (civil servant/public service), existing insurance details, claims history, and payment frequency preference.
  4. Click “Next” (» Weiter) after each page to proceed.
  5. Review your personalized insurance offers and compare prices and coverage.
  6. Select your preferred offer and complete your application.
Translation Tip: If the calculator appears in German, right-click on the page and select “Translate to English” or your preferred language. Note: The calculator form itself may remain in German, but instructions will be translated.
Pro Tip: You can automate the entire process and minimize errors using Comet Perplexity! All entries will be checked and filled step by step for the best results.


to translate this calculator into your language follow the link below and use your browser translation.

unframed browser translatable household insurance calculator for German residents

For questions or support, contact us – we’re happy to assist in English, French or Spanish!

variants and options