Which ADAC Membership Is Right for You as a Driver in Germany?

If you own a car in Germany, choosing the right mobility protection is essential. ADAC offers three clearly structured membership levels – Premium, Plus and Basis – each providing a different range of benefits from Germany-wide to worldwide protection. This guide explains all three levels and helps you decide which membership best fits your driving habits and travel needs.

Why ADAC Is Essential for Drivers in Germany

Breakdowns, accidents, medical emergencies, severe weather events, theft or legal disputes can occur anywhere – at home, on holiday, or abroad. ADAC ensures reliable, fast support that goes far beyond basic roadside assistance. Premium and Plus plans add strong travel and medical protection, making ADAC one of Europe’s most comprehensive mobility safety systems.

ADAC Premium Membership – Rundum-Schutz. Worldwide.

The most complete ADAC membership: full global protection for drivers, families and frequent travellers.

• Worldwide roadside assistance and accident support
• Worldwide overseas health insurance
• Accident immediate assistance up to €10,000
• Towing to the workshop of your choice in Germany
• Repatriation in crises or natural disasters abroad
• Hotel & travel cost reimbursement after severe weather (Europe)
• Death benefit
• Legal review of insurance letters after accidents
• NEW: Home key emergency service for apartments & houses

Includes all ADAC Plus benefits:

• Medical repatriation (worldwide)
• Vehicle return transport
• Return transport of children
• Replacement car or travel cost reimbursement
• Travel contract legal protection
• Travel liability insurance

Travel duration: Europe up to 92 days, worldwide up to 63 days.

ADAC Plus Membership – Extended Protection. Europe-Wide.

Ideal for commuters, holiday travellers and anyone frequently driving outside their local region.

• Breakdown and accident assistance in Germany & Europe
• Worldwide medical repatriation
• Transport of children if the driver becomes medically unable to continue
• Vehicle return transport after breakdown or accident
• Replacement car or travel cost reimbursement
• Travel legal support & accident immediate assistance

ADAC Basis Membership – Your Basic Protection. Germany-Wide.

Essential and affordable protection for occasional drivers and local mobility.

• Nationwide breakdown and accident assistance
• Initial legal consultation for traffic-related issues
• Telemedicine access
• 24/7 emergency hotline
• Nationwide vehicle recovery
• ADAC discount world (Vorteilswelt)
• Technical and tourist advisory services
• Bicycle breakdown assistance
• NEW: ADAC Emergency Pass

Real-World Use Cases

1. Expats living in Germany

If you frequently travel between Germany and your home country, ADAC Plus or Premium is ideal due to international medical repatriation and vehicle return transport.

2. Families with children

ADAC Premium protects partner and children worldwide. The service includes child return transport, key emergency service, and hotel cost reimbursement during breakdowns or severe weather events.

3. Frequent drivers & long-distance commuters

Vehicle return transport, rental cars, and Europe-wide assistance make ADAC Plus or Premium a strong upgrade for anyone driving long distances daily.

Important Membership Conditions

• Partners and children can be included
• Valid for cars, motorhomes, bicycles, e-bikes and similar vehicles
• No coverage for commercial driving or driving without a licence
• Travel protection: 92 days Europe, 63 days worldwide
• Membership upgrades and downgrades possible anytime

Clear Recommendation

ADAC Premium (Worldwide): Best for families, expats, travellers, motorhome owners and anyone wanting full global protection.

ADAC Plus (Europe-Wide): Ideal for holiday travellers, cross-border mobility and commuters who drive more frequently.

ADAC Basis (Germany-Wide): Suitable for occasional drivers and people who mainly stay within Germany.

Comparison Table

Membership	Coverage Area	Main Benefits	Ideal For
Premium	Worldwide	Global roadside assistance, key emergency service, crisis response, towing to preferred workshop	Families, frequent travellers, maximum safety
Plus	Europe-Wide	European breakdown assistance, vehicle return transport, medical repatriation	Commuters, holiday travellers, Europe mobility
Basis	Germany-Wide	Breakdown assistance, telemedicine, emergency call, bicycle assistance	Local or occasional drivers

FAQ – Frequently Asked Questions

What does towing cost in Germany without ADAC?

Depending on distance and region, €150 to €400 is typical, sometimes more during night/weekend operations.

Is a car insurance “Schutzbrief” enough?

No. A Schutzbrief is useful but limited: shorter distances, no worldwide protection, no crisis support, no legal service, and no child/vehicle repatriation. ADAC Plus & Premium offer far broader coverage.

Who is covered under ADAC Premium?

Partner and children (including minors) are included worldwide if registered in the membership.

Does ADAC help abroad?

Yes. ADAC Plus covers Europe. ADAC Premium covers worldwide travel, breakdown and medical emergencies.

Does ADAC open car or home doors?

ADAC Premium includes a home/flat key emergency service. ADAC can also assist with car key situations depending on tariff.

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